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If you haven’t heard about the JCPenney credit card, now is the time for you to get more enlightened. Apply now for a JCPenney credit card and get offers of 20% off select apparel, for salon products, shoes, fine jewelry, furniture, shades, mattresses, and other stuff for a sign-up bonus. Also, as a new member, you can save 5% off modern bride design your dream ring and other important appliances. However, this offer applies to first in-store or online purchases on the day your account is opened. There are a lot of benefits attached to making use of this JCPenney Mastercard. Although, the benefits of the JCPenney credit card are not really much for they are manageable.

JCPenney Credit Card - Apply for JCP Credit Card

Another thing you need to know is that JCPenney credit cards can only be used at JCPenney stores or at the website which is www.jcp.com. So, you have no chance of earning points anywhere else apart from these places. However, there is no limit to the number of points you can accumulate in any given month. So instead of expiring at the end of the month, all unused points are immediately rolled over. In addition, those who spend $1,000 annually will be granted platinum status, which gives you a Sephora bonus points day and also 30 percent sales days in addition to the normal cardmember benefits which every new member gets for the first time.

Benefits of Using JCP Credit Card

Like I said earlier, there are a lot of benefits to enjoy with this credit card. Despite the fact that it has a lesser reward program. JCPenney credit card customers can still have some amount of money with the JCPenney credit card. If you want to know these benefits, just keeping reading this article.

  • First of all, the JCPenney card login offers new cardholders’ 20 percent off their first in-store or online purchase on the day of account opening. Although, the standard offer is 15 percent. The discount applies to select apparel, accessories, salon products, shoes, furniture and mattresses, fine jewelry. This is for U.S cardholders only.
  • Also, you stand a chance to enjoy 5% percent off custom ring designs using the department store’s modern bride signature collection.
  • There are no annual fees or unusual terms and you can also get the Gold and platinum rewards by spending enough per year.
  • You can also get a $10 to $15 gift each time you are celebrating your birthday.

Finally, you can earn up to 2,000 points on every purchase that you make. With no annual fees and a high APR of 27.99%.

How to Apply for JCPenney Credit Card

To apply for this credit card is very simple, all you need to do is follow the procedures and also get the basic requirements for you to successfully apply for a JCPenney credit card. Follow these steps below to apply.

  • On your browser, type in the website address which is www.jcp.com
  • Log on to the application webpage and enter your personal information on the space provided for you.
  • You will be asked to provide your Annual income, Household income, Rental income, and other information.
  • After filling out that information, select to receive electronic statements.
  • You can add an authorized user, or sign up for card security in case of fraud.
  • Tap on Continue to submit your application details

Once your application has been approved, your credit card will be given to you within seven to ten days. All you need to do is exercise patience.

Login to Use Your JCPenney Credit Card

Making use of the JCPenney card Mastercard login is very easy, in case you don’t how to use it or how it operates. Just follow the steps below and you are good to go.

  • To use this credit card, you have to first register your email address to receive a rewards certificate using emails.
  • You also have to pay your balance in full every month to avoid above-average interest.
  • Always make use of the card at least once every 12 months to avoid earned points.
  • Follow up on your rewards certificate expiration dates.

Take full advantage of the JCP card login offers by making an in-store or online purchase on the day you open your JCPenney credit account. I hope this article was helpful.

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